smart kiosk mteja rates*

from 12% *

our 30 day interest rate*

zero fees

no application / facility  / disbursement / fees  or charges applicable

examples speak better

IF* the 30 day rate quoted to you on your loan offer* document is 12%,

and

you borrow 10,000KES today, repay it back in full before midnight of the same day you only repay 10,040KES*

how it works

a daily interest rate is levied on the daily outstanding principle balance at the beginning of every day 😎😎

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annualised percentage rate starts* from APR - 144%

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minimum interest levied - 1 day

LATE PAYMENT

 default interest (penalty interest) applies on any outstanding instalment principal *.  Refer to your loan offer /agreeement document

⚠️ Important 

full terms  & rates are provided in your loan offer document sent to your registered email address during loan application

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all details and rates here are correct at time of publication (30th November 2022). However they may vary from time to time. 

1 to 60 days

minimum -  1 day

maximum days 60 days

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no need to pay extra for days you don't need the loan 

the right mobile loan

you get what you apply for 😎😎

borrow 10K, get 10K

​(no deductions)

Loan Offer / Agreement

A PDF loan offer/loan agreement for your review is sent to to your email.

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Once you review & accept the terms, your loan is sent is deposited to your mpesa